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Allstate Benefits ​for the employees of the

State of South Carolina

State of South Carolina employees can browse and sign up for Allstate voluntary benefits such as accident, cancer, critical illness, hospital, disability, and whole-life coverage. You can modify your current benefits, enroll for the first time, and easily pay your premiums through SC State Payroll Deduction.
Click here​ for login instructions or call (866) 631-0009 to enroll by phone

Allstate Benefits Open Enrollment Highlights

During Allstate Benefits open enrollment, which is October 1, 2024 through November 30, 2024, eligible subscribers may change their insurance coverage for the upcoming year. Any changes you make during open enrollment take effect January 1, 2025.
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  • All employees - Apply for the Accident plan or change without medical evidence
  • All employees - Apply for the Critical Illness plan or change without medical evidence
  • All employees - Apply for the Hospital Supplement plan or change without medical evidence (NEW PLAN)​
  • ALL 2024 New Hires - Apply for ALL PLANS without medical evidence

​Since the optional coverage is offered through your employer, you can take advantage of great group rates and convenient payroll deduction. And in many cases, there are no medical questions to answer. Take the time to review, decide, and then change your current benefits or enroll for the first time - even when it’s not open enrollment!
Meeting your needs​​​
  • Guaranteed Issue coverage
  • Coverage can include your dependents
  • Convenient payroll deduction through SCEIS payroll code 2000 - American Heritage Life
  • Coverage continues when you leave employment

SUPPLEMENTAL PLANS

A broken leg. A life-altering diagnosis. Disability or Death. It is hard to plan for these things, but we know that they happen to people every day. And when they do, they can really disrupt your life – and your finances. With Allstate Benefits optional coverage, you can enjoy protection for the future while building peace of mind right now, Practical benefits for everyday living.®

Accident

Less than $7 ​per pay.
Accident insurance from Allstate Benefits pays a cash benefit to the insured for a covered accident or injury and can help pay expenses such as copays, deductibles, and treatment. Accident coverage helps pick up where other insurance leaves off.​​​​

Cancer

Less than $5 per pay.
Cancer insurance from Allstate Benefits pays cash benefits for cancer and 29 specified diseases to help with the costs associated with treatments and expenses as they happen. The benefit can help pay for hospitalization, surgery, radiation/chemotherapy, and more.​

Critical Illness

Starts at $5 ​per pay.
​Critical Illness coverage provides a lump-sum cash benefit if you or a covered loved one is diagnosed with heart attack, stroke, end-stage renal failure, or another covered illness. And the benefit can be used any way you wish – for medical expenses or your regular monthly bills.​ 

Hospital

Less than $4 per pay.
Health Indemnity insurance pays a cash benefit for hospital confinements. Cash benefits are payable directly to you and can help keep you from withdrawing money from your Health Savings Account (HSA) for hospital-related expenses.

Disability

Starts at $8 per pay.
​Disability insurance from Allstate Benefits pays a cash benefit to help protect an eligible individual's finances from a covered sickness or injury. Insureds who experience a total disability, partial disability, or even a disability from donating an organ can get the help they need to alleviate daily living expenses.​

Whole Life

Starts at $4 per pay.
​With Whole Life insurance from Allstate Benefits, you get guaranteed rates for the life of the policy and a guaranteed death benefit to be paid to your beneficiaries. As the policy builds cash value, you can achieve your financial goals or borrow against it should you need to. Coverage includes long-term care benefits that pay a monthly benefit of 6% of the death benefit for up to 34 months while receiving qualified long-term care services.