In partnership with the state's public employers, PEBA helps ensure that public employers can offer their employees comprehensive insurance coverage at a cost that is responsive to their employees' needs and is equitable to all stakeholders. The programs PEBA offers can help provide a financial safety net when you are ill or injured by sharing in the cost of your medical care and can help you find ways to live a healthier, and, we hope, happier life.​
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Click the links below for complete details about your PEBA coverage. The 2025 Insurance Benefits Summary provides a high-level view of your benefits. New employees need to complete your enrollment within 31 days of your hire date. Open Enrollment runs from October 1-31 of each year. Once the open enrollment deadline has passed, you must wait until either the next October or until you have a special eligibility situation. The monthly premium rates may vary for participating optional employers. ​

Health Plan

The State Health Plan offers the Standard Plan, the Savings Plan and, if you are retired and enrolled in Medicare, the Medicare Supplemental Plan. Eligible members of the military community may enroll in the TRICARE Supplement Plan. BlueCross BlueShield of South Carolina administers the State Health Plan.​

Dental Plan

You have two options for dental coverage: Dental Plus or Basic Dental. Dental Plus pays more and has higher premiums and lower out-of-pocket costs. Basic Dental pays less and has lower premiums and higher out-of-pocket costs. When you make your election, you’ll choose either Dental Plus or Basic Dental, not both. BlueCross BlueShield of South Carolina processes dental claims.​

Vision Plan

Good vision is crucial for work and play. It is also a significant part of your health. An annual eye exam can help detect serious illnesses. You can have an exam once a year and get either frames/lenses or contacts. EyeMed administers the State Vision Plan.
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Term Life

Chances are you may not have enough life insurance coverage for yourself or your loved ones. Life events, such as getting married, having children and buying a home, may cause you to need more protection. Term life insurance coverage is available to eligible employees. ​​​MetLife underwrites the life insurance coverage. This benefit is only available to active employees.

Long Term Disability

Unexpected events can always occur, and many people think they will never become disabled. Long term disability coverage is available to eligible employees. The Standard Insurance Company administers disability coverage. This benefit is only available to active employees.

Money Plus

Are you leaving money on the table? MoneyPlus is a tax-favored accounts program that allows you to save money on eligible medical and dependent care costs. You fund the accounts with money deducted pretax from your paycheck. ASIFlex administers the MoneyPlus program. This benefit is only available to active employees.​​
Spartanburg Community College has partnered with Workplace Benefits Plus to conduct or assist in conducting enrollment activities related to the state insurance benefits program, including making presentations to employees and assist employees’ with entering benefit elections into PEBA’s Employee Benefits Services web-based application (EBS). A third-party enroller retained by a Participating Employer for such services is not a vendor of, contractor for, or agent of PEBA. 
​Since the supplemental benefit plans are offered through your employer, you can take advantage of great group rates and convenient payroll deductions. And in many cases, there are no medical questions to answer. Now, you have the opportunity to enroll in the same exclusive Allstate Benefits program that we provide to State of South Carolina agencies, public colleges and universities, public school districts, and other participants.
Meeting your needs​​
  • Guaranteed Issue coverage
  • ​Coverage can include dependents
  • Affordable premiums paid through convenient payroll deduction
  • Coverage can continue when you leave employment

SUPPLEMENTAL PLANS

A broken leg. A life-altering diagnosis. Disability or Death. It is hard to plan for these things, but we know that they happen to people every day. And when they do, they can really disrupt your life – and your finances. With Allstate Benefits supplemental coverage, you can enjoy protection for the future while building peace of mind right now, Practical benefits for everyday living.®

Accident Plan 

Less than $7 per pay
Accident insurance from Allstate Benefits pays a cash benefit to the insured for a covered accident or injury and can help pay expenses such as copays, deductibles, and treatment. Accident coverage helps pick up where other insurance leaves off.​​​

Cancer Plan

Less than $5 per pay
Cancer insurance from Allstate Benefits pays cash benefits for cancer and 29 specified diseases to help with the costs associated with treatments and expenses as they happen. The benefit can help pay for hospitalization, surgery, radiation/chemotherapy, and more.​

Critical Illness

Starts at $5 per pay
Critical Illness coverage provides a lump-sum cash benefit if you or a covered loved one is diagnosed with heart attack, stroke, end-stage renal failure, or another covered illness. And the benefit can be used any way you wish – for medical expenses or your regular monthly bills.​

Hospital

Less than $4 per pay
Health Indemnity insurance pays a cash benefit for hospital confinements. Cash benefits are payable directly to you and can help keep you from withdrawing money from your Health Savings Account (HSA) for hospital-related expenses.

FINANCIAL PROTECTION

Life and disability insurance play important roles for your entire family. It’s hard to think about or plan for, but if you were to experience a fatal or debilitating injury or illness damaging your ability to provide your family with income, life and disability insurance could help maintain your family’s financial well-being.

Disability

Starts at $8 per pay
Disability insurance from Allstate Benefits pays a cash benefit to help protect an eligible individual's finances from a covered sickness or injury. Insureds who experience a total disability, partial disability, or even a disability from donating an organ can get the help they need to alleviate daily living expenses.​

Whole Life

Starts at $4 per pay
With Whole Life insurance from Allstate Benefits, you get guaranteed rates for the life of the policy and a guaranteed death benefit to be paid to your beneficiaries. As the policy builds cash value, you can achieve your financial goals or borrow against it should you need to. Coverage includes long-term care benefits that pay a monthly benefit of 6% of the death benefit for up to 34 months while receiving qualified long-term care services. 

Identity Protection

Less than $3 per pay
When someone uses your personal information without permission to open an account or access your financial records — that’s identity theft, and it’s a serious crime. 

The internet doesn't have to be scary. A New Approach to identity and privacy protection is here.​

U.S. Legal Plan

Less than $9 per pay
U.S. Legal Services Family Defender™ protects you and your family through a wide range of legal services. Our plan covers personal legal matters, including, but not limited to, estate planning, immigration, divorce, child support, child custody, traffic violations, debt, civil law, elder law, and more.
 Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation. The coverage is subject to exclusions and limitations. 
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Quick Links

Using your benefits is easy!
Once enrolled, you can create an account on the carrier's membership website to access important information about your benefits. ​Plus, you can check your claims (including claims history) and more. Click below to get started.